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Electronic cash is the debit card system of the German Banking Industry Committee, the association which represents the top German financial interest groups. Usually paired with a Checking Account or Current Account, cards with an Electronic Cash logo are only handed out by proper credit institutions. An electronic card payment is generally made by the card owner entering their PIN (Personal Identification Number) at a so-called EFT-POS-terminal (Electronic-Funds-Transfer-Terminal). The name “EC” originally comes from the unified European checking system Eurocheque. Comparable debit card systems are Maestro and Visa Electron. Banks and credit institutions who issue these cards often pair EC debit cards with Maestro functionality. These combined cards, recognizable by an additional Maestro logo, are referred to as “EC/Maestro cards”. == Providers == All of Germany's providers registered with the Central Credit Committee are connected in the working group ''Arbeitskreis der electronic cash-Netzbetreiber''. According to the Federal Cartel Office of Germany, the following providers have considerable market shares:〔bundeskartellamt.de: (''Fusionsverfahren Verfügung gemäß § 40 Abs. 2 GWB.'' ) (PDF; 312 kB) Seite 45〕 * easycash – easycash GmbH, Ratingen, with a market share of 40% (as recorded in 2007)〔Arno Maierbrugger: (''Deutsche easycash stürzt sich auf österreichischen Markt.'' ) wirtschaftsblatt.at, 6. Dezember 2007〕 * TeleCash GmbH & Co. KG, Stuttgart, with a market share of more than 20% * B+S – B+S Card Service GmbH, Frankfurt am Main, with a market share of 10 to 15% * WEAT – WEAT Electronic Datenservice GmbH, Düsseldorf, with a market share of less than 10% * montrada – montrada GmbH, Bad Vilbel, with a market share of less than 10% (as recorded in 2006); in 2010 they claimed they were now Germany's third most important provider * InterCard – InterCard AG, Taufkirchen b. München, with a market share of less than 10% In 2006, the following companies had market shares of less than 3% each: DVB Processing, CardProcess, Tyco/ADT, Bank-Verlag, CardTech, CCV Allcash, EKS, Alphyra, Experian, Paycom, Lavego, Telekurs. In 2010, only CardTech and Lavego remain from the 2006 list (as well as the six top dogs), with AGES, BCB Processing, CardProcess, Deutsche Bahn, Deutsche BP, Douglas Informatik & Service, Elavon, ESSO Deutschland, ICP International Cash Processing GmbH, Postbank, Shell and transact also offering services now. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「electronic cash」の詳細全文を読む スポンサード リンク
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